Privacy Policy

This Privacy Policy explains how Global Wealth Finance Inc., a California corporation, and its insurance division and licensed agency, Global Wealth Insurance Agency, LLC (collectively, “Global Wealth,” “we,” “us,” or “our”), handle personal information through portal.globalwealthfinance.net and related Portal communications.

It applies to insurance agents, financial professionals, producers, agency owners, independent contractors, prospective producers, and other authorized users. It is separate from our Terms of Use.

Depending on how you use the Portal, we collect:

• Account and profile information: name, title, email, optional referral, phone, biography, profile photo, account identifiers, password-authentication records, and role.
• Professional and contracting information: agency name, National Producer Number (NPN), carrier writing number, carrier, line of business, appointment and contracting status, compensation level, outstanding requirements, and notes.
• Insurance and case information: producer, client name and state, carrier, product and policy type, policy number, premium, annual premium, face amount, commission information, status, dates, and case notes.
• User content and documents: feed posts, comments, support requests, photos, videos, and case or contracting reports uploaded for import.
• Payment and consent records: amount, currency, payment status, Stripe checkout/customer/payment identifiers where returned, purchase time, accepted legal-document versions, and evidence of the checkout acknowledgment.
• Technical and activity information: IP address and user agent where recorded for checkout evidence or security, browser session information, login/security events, realtime activity, timestamps, and interactions needed to operate and protect the Portal.
• Communications: support subject/details, account email, transactional email status, delivery failures, complaints, and unsubscribe records.

Free-text fields and uploaded reports can contain information beyond these examples. Submit only information that is necessary and that you are authorized to provide.

We obtain information directly from you; from administrators or authorized colleagues who create or manage records; automatically through authentication, hosting, security, and Portal operations; from Stripe regarding checkout status; and from carriers or business partners when information is supplied for an authorized workflow.

We use personal information to create and administer accounts; authenticate users; process Portal access and payments; support onboarding, contracting, case, commission, and carrier workflows; provide support; operate team feeds and updates; send transactional communications; detect fraud and protect accounts; maintain records; troubleshoot and improve Portal performance; enforce agreements; and comply with applicable legal, regulatory, carrier, and insurance obligations.

We do not use Portal case information to provide individualized legal, tax, investment, medical, or insurance advice.

Checkout is hosted and processed by Stripe. The Portal sends Stripe the account email and user identifier, product description, amount, currency, and legal-version metadata needed for checkout. Stripe collects and processes payment-card details under its own privacy terms.

The Portal application does not directly collect or store full payment-card numbers. We receive and retain limited transaction information such as checkout/session, customer, and payment-intent identifiers when available; amount; currency; status; environment; and purchase time. We make no claim here about a particular certification, encryption standard, or Stripe practice beyond what our implementation verifies.

The Portal uses browser session technology and local browser storage to keep users authenticated. An essential preference cookie remembers whether the Portal navigation panel is open or closed. Preview environments may securely broker an authentication session with the authorized editor. Realtime connections support Portal updates.

Our audit of the current application code did not identify advertising pixels, targeted-advertising trackers, or a separate analytics product. Therefore, the Portal does not currently display an advertising-cookie consent control. Embedded training videos use YouTube’s privacy-enhanced domain and may still connect to YouTube when loaded or played. Third-party destinations may use their own technology under their policies. If our practices change, we will update this notice and add consent or opt-out controls when legally required.

We disclose information only as reasonably necessary to:

• hosting, authentication, database, file-storage, realtime, and managed infrastructure providers that operate the Portal;
• Stripe for payment processing;
• managed email providers for account, support, and transactional delivery;
• our managed AI service when an authorized administrator chooses AI-assisted extraction of uploaded case or contracting reports;
• insurance carriers, contracting organizations, agencies, compliance resources, or other business partners for an authorized onboarding, contracting, or case workflow;
• professional advisers, auditors, regulators, courts, law enforcement, or other parties when required or permitted by law, necessary to protect rights and safety, or needed to establish or defend legal claims; and
• a buyer, investor, lender, successor, or adviser in a proposed or completed merger, financing, reorganization, acquisition, or asset transfer, subject to appropriate restrictions and law.

Administrators and authorized Portal users may see information according to their role and the shared functions of the Portal.

Our audit did not identify a practice of selling personal information for money or sharing Portal personal information for cross-context behavioral advertising, as those concepts are defined by California law. We also did not identify targeted advertising in the Portal.

Whether a disclosure constitutes a “sale” or “sharing” can depend on facts and statutory definitions. Global Wealth should reassess this statement before deploying new advertising, analytics, lead-generation, or data-partnership technology. If a qualifying practice begins, we will provide required notice and opt-out methods before or when required.

Some Portal records may contain nonpublic personal information used in insurance or financial-services workflows. Specialized laws—including financial or state insurance privacy requirements—may apply to particular entities, products, consumers, or records. Not every Portal user or record is automatically covered by the Gramm-Leach-Bliley Act or another specialized law.

Where specialized requirements apply, Global Wealth and authorized users must handle the relevant information under those requirements in addition to this Policy. Users should not upload health information, Social Security numbers, banking credentials, identity documents, or other highly sensitive information unless an approved workflow genuinely requires it and appropriate authority, safeguards, disclosure, access, and retention controls are in place.

We retain information for the period reasonably necessary to provide the Portal, maintain transaction and consent evidence, administer professional and insurance workflows, protect security, resolve disputes, enforce agreements, and satisfy applicable legal, regulatory, tax, accounting, carrier, and recordkeeping obligations. Retention varies by record type and legal context.

Company/legal review required: the current technology does not establish a complete written retention schedule for every data category. Global Wealth should approve category-specific periods, deletion procedures, legal holds, backup treatment, and rules for former users before production publication. We will not state invented periods.

We use administrative and technical measures designed to protect personal information, including authenticated access and role-based database rules. Public profile-photo and feed-media storage is used for features intended to display those files to Portal users; URLs may be accessible to anyone who obtains them. No Internet service is completely secure, and we do not guarantee absolute security.

Protect your password and devices, use accurate access permissions, avoid unnecessary sensitive data, and report suspected unauthorized access to us promptly. Global Wealth should conduct legal/security review of public media storage and AI-assisted report imports before production publication.

Depending on your residence, our legal status, and applicable exemptions, you may have rights to request access to or a copy of information, correction, deletion, and information about categories, sources, purposes, and recipients. Where applicable, rights may also include opting out of qualifying sale, sharing, or targeted advertising, and limiting qualifying uses of sensitive personal information.

We currently do not identify a qualifying sale, sharing, targeted-advertising practice, or a Portal use of sensitive personal information that requires a “Limit Use” control. We will honor rights that apply and lawful exceptions, and will not unlawfully discriminate because you exercised a privacy right.

Email support@globalwealthfinance.net with “Privacy Request” and the right you wish to exercise. We may verify identity and authority using information reasonably related to the request. Authorized agents may submit requests where law permits, but we may request proof of authorization and direct verification from the individual. We will explain if we cannot fulfill a request.

California’s CCPA/CPRA and privacy laws in other states apply only when statutory thresholds, relationships, definitions, and exemptions are met. The categories in Sections 2, 3, 4, and 6 provide our current notice at collection to the extent applicable.

Legal determination required: Global Wealth should have counsel determine which state laws apply, whether any business-to-business, employee/contractor, GLBA, insurance, or other exemptions cover particular records, and whether additional state-specific notices, metrics, appeals, or controls are required.

The Portal is operated for a U.S.-based business and information is processed in the United States and wherever our service providers operate. If you use the Portal from another country, your information may be transferred to jurisdictions with different privacy laws.

Company/legal review required: permitted international use, provider processing locations, and any required transfer mechanism have not been fully established. International access should be authorized only after applicable legal and operational review.

The Portal is for professional users who are at least 18 years old. It is not directed to children, and we do not knowingly collect personal information from children through the Portal. Contact us if you believe a child provided information.

Links and integrations—including Stripe, YouTube training videos, carriers, e-signature and contracting resources—may connect you with independently operated services. Their privacy notices govern their collection and use. Review them before submitting information.

We may update this Policy to reflect legal, operational, or technology changes. We will update the “Last Updated” date and provide additional notice when required. A Privacy Policy is a notice; merely viewing it is not consent to unrelated processing that requires separate consent.

To exercise an applicable privacy right, ask a privacy question, or report a concern, contact:
Global Wealth Finance Inc.
Global Wealth Insurance Agency, LLC
California, United States
support@globalwealthfinance.net